ADVICE ARTICLES
Keep coming back to this area for useful money tips and saving advice. Not sure how best to finance your new car, or looking for the cheapest exchange rate but are a bit vague on the best service? Read simple guides to support all the products and services listed on the website, and get the best for your money!
 Sending money abroad online – is this safe?22 May 2013 James Larkin Maybe you would like to financially support a family member living abroad, send a birthday present, or provide your child studying in another country with some pocket money – there are reasons enough for sometimes transferring money into another currency. Read More >> |
 Having trouble keeping on top of your debts? A debt management might be right for you13 May 2013 James Larkin Life without debts might still be far away, but a debt management plan can be a beginning. A debt management plan cannot pay off money owed - but when looking for a life without debts, and when it has become too difficult to manage one's debts, help is there! Read More >> |
 Prepaid cards and their benefits06 May 2013 Mark Maffia Prepaid cards are a perfect solution to avoid landing in red figures Read More >> |
 Get home insurance now to protect all you have 30 April 2013 Mark Maffia Home insurance basically protects all your belongings. It is not easy to imagine what would happen if, for example, a fire destroys the entire contents of your home and maybe your whole house – and actually who wants to imagine this? Read More >> |
 How do I find the best loan?24 April 2013 Mark Maffia Online one can find numerous loans, can compare rates and terms and look at the different conditions, and can find the loan which suits one best from the comfort of one's own home. No matter for what purpose one needs to borrow money, be it your dream holiday, a new car, a repair or for bridging a financial gap – many companies provide loans of all sorts Read More >> |
 Can one go without car insurance?18 April 2013 Mark Maffia If you are a driver the answer is a definite No – and part of vehicle insurance is compulsory anyway. This is liability insurance for the event that somebody is injured in an accident which you have caused, and it is legally required. Read More >> |
 Travel insurance – a must for peace of mind abroad11 April 2013 Mark Maffia Travel insurance covers you for any unforeseen event which might happen during any journey. Taking out a travel insurance policy should be part of travel preparation for everybody Read More >> |
 Does pet insurance have any benefit?09 April 2013 Mark Maffia If one does not own a pet one can't imagine how much an animal becomes a real member of the family – and it goes without saying that one wants to do anything possible to ensure a happy and healthy life for one's four-legged friends. Read More >> |
 Which insurances does one really need?03 April 2013 James Larkin Which insurance policies one should take out, depends entirely on one's individual needs. There is hardly any risk which cannot be insured - but before taking out any insurance it is worth considering if the particular risk is actually worth insuring Read More >> |
 Why should I have two bank accounts?26 March 2013 James Larkin Almost everybody has a current account. A current account can be set up with an overdraft facility, and usually comes with a debit card with which you make payments in shops and restaurants, which allows you to withdraw cash and which can be used to make purchases on the Internet Read More >> |
 What is a consolidating loan and who needs it?07 March 2013 Mark Maffia A consolidating loan is also known as a debt consolidation loan. It is a loan which can be the perfect solution if you have multiple debts Read More >> |
 What are the benefits of a prepaid card?31 January 2013 Which Way To Pay Prepaid cards are becoming more and more popular all over the world. To look at, prepaid cards are not distinguishable from any traditional credit card and one can pay with them exactly as with any other card Read More >> |
 Cut Back On Energy And Save Money22 October 2012 Cut Back On Energy And Save Money If you are looking to save money then there are a few simple cuts which you can make to save on energy bills. Read More >> |
 Pros And Cons Of Secured Loans02 October 2012 16:00 Which Way to Pay A secured loan can help you in many ways including supporting you financially however there are risks involved which can be devastating. Read More >> |
 What you need to know about Money Transfers?07 September 2012 17:00 Which Way to Pay If you are looking to transfer money internationally between accounts a money transfer is the best way of doing this and is also a reliable, convenient and secure method. Read More >> |
 Get Extra Benefits With A Reward Credit Card23 August 2012 14:00 Which Way to Pay Have you considered getting a credit card that rewards you every time you use it? Reward credit cards are becoming increasingly popular as a way of having extra benefits but still using a normal credit card. Read More >> |
 Confused About Getting Pet Insurance 30 July 2012 04:00 Phoebe Robinson If you love your pet, as most of us do then pet insurance is something all of us with a furry friend at home should consider. Pet insurance can offer security with unexpected bills, but similarly to human health insurance, it can also be an unnecessary expense that you may not even draw on. Read More >> |
 Short of Cash And Looking For A Quick Injection 23 July 2012 16:30 Phoebe Robinson If you are short of cash and in need of a quick cash advance, then a payday loan just be what you need. Paydays loans are in essence a cash advance against you income. Getting a payday loan is easy and quick and there are more on offer than ever in the financial market. Read More >> |
 Thought About A Bad Credit Loan? 16 July 2012 02:30 Phoebe Robinson Have you got bad credit and are struggling to get a loan, well this is due to the financial institutions using a process called credit scoring to assess the risk of lending you money. Applicants with a poor credit rating have higher chance of being rejected a loan. However even if you have been rejected by the banks, there is an alternative, this alternative comes in the form of an unsecured bad credit loan given by providers willing Read More >> |
 Reward Yourself With A Reward Credit Card 27 June 2012 15:30 Phoebe Robinson If you’re good at making monthly paybacks to your bank then why not look into getting a reward credit. A reward credit is like a normal credit card but with some handy extras that could make your life that little bit more luxurious. Read More >> |
 All Need To Know About Money Transfers 25 June 2012 Phoebe Robinson Essentially a money transfer is a service that allows you to take cash from your credit card and pay it into a current account. They can often be carried out quickly and easily Read More >> |
 Protect Your Assets With Insurance14 June 2012 10:00am Victoria Wedderburn For almost every homeowner it is essential to have a good insurance policy on your home. This gives you the assurance that your greatest asset is protected from catastrophic losses such as those incurred by natural disasters, theft or fire. Read More >> |
 Want Bank Beating Exchange Rates?30 May 2012 16:00 Crage Campbell Many people in New Zealand would go to their banks first when looking into currency exchange but you are unlikely to get the most for your money. Read More >> |
 What’s The Difference Between Secured And Unsecured Loans?23 May 2012 17:00 Mark Maffia Loans usually fall into two categories – secured and unsecured. Make sure you the pros and cons of each type before you apply. Read More >> |
 Do You Need Travel Insurance?17 May 2012 15:00 Florence Fullalove Travel insurance is a holiday essential that will provide you with financial protection should the unexpected happen while you are away. Read More >> |
 Want To Know About Payday Loans?08 May 2012 17:00 Crage Campbell For many across New Zealand some months your salary will just not go far enough. If you need some extra money to get by until your paycheque comes through that’s where payday loans come in. Read More >> |
 How To Manage Multiple Debt Problems25 April 2012 16:00 Jack Stupple One of the steps you can take to overcome your debts is taking out a debt consolidation loan. A debt consolidation loan brings together all your expensive debts into one more affordable and manageable loan, reducing your monthly cost. Read More >> |
 Earn Airmiles As You Spend With Reward Credit Cards18 April 2012 05:00am Jack Stupple A reward credit card essentially is used the same as any standard credit card. However, there is one big difference. Reward card providers offer incentives just for using them. Read More >> |
 Public VS Private Healthcare04 April 2012 09:30am Jack Stupple The public health system in New Zealand can be a brilliant service and is one that is often taken for granted. Having said this many people turn to health insurance and private medical treatment. Why is this case? Read More >> |
 Want To Stay In Control Of Your Finances? Ever Considered A Prepaid Card?29 March 2012 09:30am Mark Maffia main advantage of a prepaid card is that it allows you to keep better control of your finances because it gives you ability to personally manage the amount of money on the card. Read More >> |
 Want To Put Money Aside For The Future?22 March 2012 21:00 Victoria Wedderburn A savings account is a really safe and easy way of growing your personal fortune over time. Read More >> |
 Get The Most For Your Money With Online Money Transfer Services16 March 2012 06:00am Victoria Wedderburn People all over New Zealand are realising the benefits of using online money transfer services to send money instantly because you can be offered some of the best exchange rates available. Read More >> |
 Is Bad Credit Standing Between You And The Loan You Need?07 March 2012 Which Way to Pay In order to get the cash they need, people are taking out bad credit loans, special loans offered to those who have been turned away by conventional lenders because of their credit history. Read More >> |
 Is Health Insurance Worth It?22 February 2012 Which Way to Pay The public health system in New Zealand can offer an excellent service and yet many people take out private health insurance, but why? Read More >> |
 Want To Know The Benefits Of Credit Cards?14 February 2012 Which Way to Pay As credit card spending rises in New Zealand if you are considering getting one you should know all the pros and cons of probably the most popular financial product on the market. Read More >> |
 Don’t Ignore Your Debts – Take Action Today.07 February 2012 Which Way to Pay At one time or other thousands of people across New Zealand will go into debt. If you are struggling to cope with mounting debts you can get the help you need to get back on track with a debt management plan. Read More >> |
 Freedom To Choose The Car You Want With A Vehicle Loan24 January 2012 Which Way to Pay Purchasing a vehicle can be a daunting experience. Vehicle Loans are designed to help you pay for your vehicle. Read More >> |
 Why Get Life Insurance?04 January 2012 Which Way to Pay Life insurance is not necessarily for you but for those you leave behind. It is a policy that pays a cash lump sum so that your family can maintain their lifestyle after you have gone. Read More >> |
 Tips to Save Petrol 06 December 2011 Which Way to Pay With petrol prices creeping above $2.20 a litre we have compiled a list of easy and practical tips to help you cut your fuel spending by up to half as recommended by the New Zealand Transport Agency Read More >> |
 Save Money on Your Electricity Bill Now!30 November 2011 Which Way to Pay It’s easy to make promises to yourself when the electricity bill hits the doormat that you’ll try your best to keep costs down, but the fact is that it’s not that easy. Old habits die hard. If you want to start saving money on your electricity bill, then you and your family will have to make some changes. Read More >> |
 3 Ways to Save You Money Today!23 November 2011 Which Way to Pay As the contagion of the eurozone debt crisis continues to threaten the global economy, we are all feeling a bit nervous about the future. This is why it is more important than ever to save money wherever we can. Read More >> |
 Want to Save on Fuel? Here’s How!17 November 2011 Which Way to Pay Saving money on fuel can seem like an impossible task. Bar not using your car at all, it can be hard to see how you can save. There are varies things you can do however to reduce the amount of money you spend filling up the tank without cutting down on how much you drive. Here are some tips for you to follow, and you’ll see the money roll in. Read More >> |
 How Healthy Living Could Save You a Lot of Money!10 November 2011 Which Way to Pay We all know that the finer things in life cost more. But this rule doesn’t always apply, especially when it comes to healthy living. Follow these tips to get your waistline and your wallet into shape! Read More >> |
 Time to Rethink Your Spending Habits?03 November 2011 Which Way to Pay With the cost of living increasing all the time, it’s harder than ever to save. But it’s also more important than ever to save as the world teeters on the edge of another global financial crisis. The price of food, gasoline and energy is on the up and it’s easy to feel out of control of your finances. Read More >> |
 Why Get a Payday Loan?27 October 2011 Which Way to Pay There are times when you need to get your hands on some money fast, whatever the reason. If you can’t get the money you need from friends or family, then a payday loan could come to rescue. Read More >> |
 How a Consolidation Loan Could Help You24 October 2011 Which Way to Pay you are struggling with debts, then you know how it can consume your whole life. The worry and bills piling up is enough to keep you awake at night. A consolidation loan could make all the difference and take all the pressure of your finances. Read More >> |
 Insulation Subsidiary Goes Untouched24 October 2011 Which Way to Pay Throughout New Zealand over 120,000 homes have had state assistance in installing insulation and with heating bills over the last two years. Residents of Auckland however have been reluctant to accept the handouts. Read More >> |
 Get a Reward Credit Card Today!17 October 2011 Which Way to Pay Credit cards are a great way to borrow money, keep your finances running smoothly and improve your credit rating, making borrowing money easier. But have you ever considered getting a reward credit card? Read More >> |
 Start Saving Thousands of Dollars a Year on Lunch!11 October 2011 Which Way to Pay For many of us, buying lunch at work is the highlight of the day. Have you thought about how much a month you spend on food, drinks and snacks at work? It really adds up. If you spend around $50 a week, which is easy to do, this amounts to $2,500 a year! Read More >> |
 Get a Payday Loan Today!05 October 2011 Which Way to Pay Payday loans are specifically designed to get you through the rest of the month until payday. If you need some extra cash to pay a bill, book a holiday or just to get through the rest of the month, the a payday loan could be the answer. Read More >> |
 Why Get a Credit Card?29 September 2011 Which Way to Pay Most New Zealanders have credit cards. This is for a very good reason as credit cards have lots of extremely useful features. Here are 5 reasons why a credit card could make your finances run more smoothly. Read More >> |
 Start Saving on Your Electric Bill Today26 September 2011 Which Way to Pay With the price of energy in most forms on the up, and the global economy teetering on the edge of another crisis, it’s time to start saving money wherever we can. One good place to start is with your bills. We all have bad habits when it comes to electricity and gas, leaving appliances on and just not being conscious of the energy we use. Read More >> |
 How to Save Money on Gas21 September 2011 Which Way to Pay The price of fuel is enough to make anyone get angry at the gas station at the moment. It can be painful as you fill your tank with hundreds of dollars a month. It can seem like an unavoidable expense, a fact of modern living. There are several things you can do however to keep costs down and save yourself some serious money! Read More >> |
 What is a Payday Loan?15 September 2011 Which Way to Pay Throughout the economic hard times of the last few years, borrowing through traditional channels has become increasingly difficult. Through this, the market has been opened up to independent companies. Payday loans are one such loan these companies offer. Read More >> |
 Save Money on Food!12 September 2011 Which Way to Pay It’s more important now than ever to try to save money wherever and however you can. As we face another global economic slowdown, we all are worried about the future. One easy way to save money is to shop cleverly for food, changing bad habits and getting into a good routine. Here are some tips to do this. Read More >> |
 Saving Accounts - The Power of Compound Interest08 September 2011 Which Way to Pay If there's any magic in saving, it is the power of compound interest. When you're saving, you usually receive interest to your savings account at regular intervals. If you don't touch the interest, but let it add to your lump sum, then you start to earn interest on your interest, as well as on the original amount you saved. This is called compound interest. Read More >> |
 Got Dependents, a Mortgage? What about Life Insurance?07 September 2011 Which Way to Pay It’s not a conversation anyone wants to have, but the importance of life insurance isn’t a something to be avoided. If you’re not properly covered you’re placing your dependents at significant risk - the last thing needed in the event of your death or serious injury! Read More >> |
 Reward Credit Cards – Benefits of a Normal CC Plus some...!06 September 2011 Which Way to Pay Believe it or not, you can get rewards without changing your spending habits. A rewards credit card offers a scheme whereby you can earn points as you spend which are redeemable for rewards like fuel. The more you spend, the more reward points you will collect. Read More >> |
 Can't save money? Try this to end up with $1,368 in year 1. 05 September 2011 Which Way to Pay If you think how quickly time flies and you frequently have retrospective thoughts regarding how much you could have saved, it’s time to be more proactive. The simple fact is that saving is easy as long as you follow a structured saving plan. Read More >> |
 Benefits of Online Money Transfer02 September 2011 Which Way to Pay Many people are cottoning on to benefits of using online money transfer services to send money instantly whilst achieving the best exchange rates available. If you’re working abroad or needing to send money to loved ones in foreign countries, money transfer services facilitate fast and effective cash transfer at competitive rates so you are never left high and dry! Read More >> |
 Don’t Get Torn Between Your Pet and Your Pocket – Get Insured!01 September 2011 Which Way to Pay As a pet owner, you always face the risk of your beloved animal needing costly veterinary treatment, but this needn’t cost your wallet too! As a nation of animal lovers, it’s really important to get pet insurance; to avoid being presented with a very difficult decision should your animal need treatment which you cannot afford. Read More >> |
 Bad Credit Loan Advice31 August 2011 Which Way to Pay If you have been turned down for regular personal loans in the past and have a bad credit history, you may need to look to a bad credit loan if you need extra capital. Read More >> |
 Get a Payday Loan!30 August 2011 Which Way to Pay Get a payday loan today if you need a bit more cash to tide you over this month! These loans are designed to lend you small amounts of money until your next paycheque if you need a bit more cash to pay for an unexpected expense. Read More >> |
 Travel Insurance – It’s More Than Lost Baggage! 26 August 2011 Which Way to Pay When caught up with holiday fever we can sideline the more banal yet essential task of arranging travel insurance. With the price of living on the increase it is more important than ever to safeguard against financial losses. Be it cancellation or curtailment, illness or injury, lost baggage or theft, finding a policy that suits your trip can give invaluable peace of mind. Read More >> |
 Debt/Bad Credit – Ever Considered a Prepaid Card?25 August 2011 Which Way to Pay Any financial product choice ultimately depends on your needs and fiscal situation, however the benefit of a prepaid card is heightened user control. As a result, more people are benefiting from using prepaid cards as a means to manage debt/bad credit issues. Read More >> |
 Business Expenses Easy with Transaction Accounts... Marriages too!24 August 2011 Which Way to Pay A transaction account is a safe and easy way for contract and freelance workers as well as small businesses to create an account specifically for employee wages, inventory purchases, office equipment and other business related expenses. Read More >> |
 Save Money on Your Water Bill23 August 2011 Which Way to Pay We rarely think about water costing money, but it does, and more than ever. It might seem cheap or like too much effort to change old habits, but there are some really easy things you can do to cut down on costs and even help the environment. Read More >> |
 Short on Cash? Get a Payday Loan22 August 2011 Which Way to Pay If you’re short of cash and your paycheque isn’t coming for a while, then a payday loan could be exactly what you need. These loans are specially designed for people who need some extra money before they get paid, so you can borrow anything up to $1000 for a period of 2 weeks to a month. Read More >> |
 Save Money on Your Car Insurance19 August 2011 Which Way to Pay The price of living is on the up. The amount it costs to run a vehicle is no exception. Although vehicle insurance is not mandatory in New Zealand, many people get third party cover. There are lots of different types of vehicle insurance out there, so be careful to find the best and most appropriate cover for you. Read More >> |
 Save Money on Gas18 August 2011 Which Way to Pay Gas is getting more and more expensive, but using your vehicle seems unavoidable. Apart from walking and cycling however there are things you can do to cut down on your gas bills whilst still driving. By driving well and properly maintaining your car or truck, you will save money. Read More >> |
 Be Rewarded for Spending With a Rewards Credit Card17 August 2011 Which Way to Pay With a reward credit card you can earn points which can be exchanged for a number of rewards. The more you spend, the more you get back. There are many different rewards to choose from, whether it’s air miles, cheaper petrol or shopping vouchers, they are real rewards that will save you money on things you would buy anyway. Read More >> |
 Make a Shopping List and Save Money16 August 2011 Which Way to Pay A very simple way to save money is to make a shopping list before going to the supermarket. By making a list, you are forcing yourself to think about meals for the week, thinking logically about what you need and how much. This way, your trolley will only have things in it that you need, rather than falling for clever marketing and junk food which is unhealthy and expensive. Read More >> |
 Keep a Diary and Save Money! 15 August 2011 Which Way to Pay If you are trying to save money, it can be difficult to know where to start. With the cost of living on the up, and everything from bread to fuel costing the earth, it is difficult to save money. Our busy lifestyles and a culture of convenience also make it hard to save, as we simply don’t have time to choose the cheaper but more time-consuming options. Read More >> |
 What is a Secured Loan, is it Right for Me?11 August 2011 Which Way to Pay The great advantage in taking out a secured loan is that unlike payday loans or other small personal loans, you can typically take out a larger amount based on the value of the borrower’s chosen collateral. Read More >> |
 Ways to Lower Your Electricity Bill10 August 2011 Which Way to Pay Keeping the cost of running your home down is a priority for almost every homeowner, after all with interest rates on the increase and a global recession threatening once again, every cent counts! Read More >> |
 The Importance of Life Insurance09 August 2011 Which Way to Pay Although we don’t like to consider what may happen should life take an unpleasant turn, having a comprehensive life insurance policy does at least give you the peace of mind that dependents will be provided for. Read More >> |
 What is a Consolidation Loan?08 August 2011 Which Way to Pay If you are struggling with multiple payments, you may want to consider bringing all your debts together into one manageable monthly fee. A consolidation loan enables you to do this with the added benefit of knowing exactly how much your debt will cost per month allowing you to budget your expenses more effectively. Read More >> |
 Tips to Teach Children the Value of Money04 August 2011 Which Way to Pay As a parent, one of your most important jobs is to teach the value of money and how to manage it wisely. A great and effective way to do this is to introduce a pocket money reward system for your child, which not only installs personal responsibility, but also good work ethic and habits. Read More >> |
 Save Money on Your Shopping Bill03 August 2011 Which Way to Pay With the cost of living on the increase, your grocery shopping bill may be creeping up each week. Aside from planning your weekly shop, there are some basic ways to be a savvy shopper... Read More >> |
 Tips to Improve Your Income02 August 2011 Which Way to Pay There are many ways to make more of your money whether it’s enhancing your own skill set or simply making the most of what you already have. Here are seven simple ways to improve your income... Read More >> |
 Tips to Save Petrol 20 July 2011 Which Way to Pay With petrol prices creeping above $2.20 a litre we have compiled a list of easy and practical tips to help you cut your fuel spending by up to half as recommended by the New Zealand Transport Agency. Read More >> |
 Welcome to Which Way To Pay New Zealand!24 March 2011 Which Way To Pay Welcome to the site! Which Way To Pay New Zealand is an independent financial comparison and review service. We provide unbiased information on a range of Australian financial products – Loans, Investment Trading, Currency Exchange, Insurance, Money and more. Read More >> |
