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| WESTPAC LOW INTEREST MASTERCARD | |
| Westpac Low Interest MasterCard (Credit Card) |  |
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| Are you looking for a low rate credit card with up to 55 days interest-free credit on purchases? The Westpac Low Interest MasterCard offers you increased security with an embedded microchip. There are lots of other perks such as 24 hour emergency credit card assistance and the option of flexible card payments. Before you apply for this credit card please make sure that you have read the terms and conditions carefully to ensure that you fully understand your financial obligations regarding this credit card. Click here for more information. | |
| Location: New Zealand | |
| Advantages: 1. Low interest card.
2. You get up to 55 days interest-free credit on purchases.
3. Get increased card security with an embedded microchip.
4. Get access to your credit card and other Westpac accounts at ATMs and EFTPOS outlets or online anytime
5. Flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full.
6. Worldwide acceptance at over 30 million locations
7. Joint/additional card available from $15 per year
8. 24-hour emergency credit card assistance.
9. No application fee.
9. Use your card to make big purchases. | |
| Disadvantages: 1. You will need to pay an annual account fee of $65 per year paid in two monthly installments of $32.50.
2. $15 late payment fee applies. | |
| Services: 24 hour emergency credit card assistance service available. | |
| APR: 12% p.a. | |
| Credit Limit: Varies | |
Credit Rebuild:  | |
Chip and Pin:  | |
| Under 18: | |
| SMS Banking: | |
| Fees: $65 p.a. | |
| Cash Back: N/A | |
| Cash Advances: 12% p.a. | |
| Balance Transfer: 5% p.a | |
| New Purchase: 12% p.a. | |
| Rewards: You gain access to special ticket offers from MasterCard Applause™. | |
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| REVIEWS |
| Westpac Low Interest Credit Card (Which Way To Pay - 6/2/2013) Westpac Low Interest Credit Card is ranked 4 out of 5  |
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