Do You Need Travel Insurance?

17 May 2012 15:00 - Florence Fullalove

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Do You Need Travel Insurance?

In the past, travel insurance has had a bad name, generally perceived as an unnecessary add-on that travel agents dared not mention at the risk of losing a deal. This is no longer the case.

If you want to be travel smart then a travel insurance policy is a good idea. Travel insurance is a holiday essential that will provide you with financial protection should the unexpected happen while you are away.

It could be that your luggage is lost, something forces you to cut your trip short, your travel plans are delayed thanks or you or a member of your family suffers a medical emergency. Holidays can be very expensive and without the insurance, if your travelling plans are disrupted, you will not get any of your money back.

When taking out an insurance policy do not be tempted to buy travel insurance without shopping around for the best deal first, even if you are offered it alongside your holiday or flight. Your travel agent or tour operator is unlikely to offer you the very best deal on the market.

 There are a range of policies available to you, from standard to more comprehensive cover for more peace of mind. In addition to this you can also get specialised cover like winter sports cover. Most insurance companies offer single trip or multi-trip policies so whether you are going on a one off trip, or planning several trips over a year, there are policies that will suit all needs.

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