Tips to help you get your travel insurance premium down

03 April 2014 - Which Way To Pay

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Are you going away this Easter? How important really is travel insurance?

As April is upon us, Easter get away plans are getting underway. When you book a holiday, it is easy to forget to take out travel insurance in case the unimaginable happens. It is important to research your options carefully when taking out travel insurance so you know what you are covered for if something goes wrong. Remember, it is important to have cover from the moment you book your holiday in case there is a problem with the airline, not just when you are abroad.

Help! How do I compare all the travel insurance policies available?

It is hard to filter the level of cover when researching travel insurance. The level of cover you want or require is ultimately decided by how much money you would like to spend on your policy. Obviously, the more expensive the policy the high cover you have. As soon as you know this, you can compare the insurance policies you will receive quotes from.

Do I definitely need travel insurance? What am I already covered for?

Your health insurance or car insurance could be valid in other countries so it is worth checking all your existing policies before you commit to a travel insurance policy and the level of cover you apply for. Many airlines reimburse you if they lose your baggage so ensure you do your research thoroughly before you commit to a holiday insurance policy. It is also important that you book your holiday on a credit card for extra protection. When you make purchases on your credit card, such as flights, and the airline goes bust you will be protected under the credit consumer act.



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