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First- time home buyer? Westpac launches new home loan product to help get you started
28 August 2013
Which Way To Pay
Westpac have recently launched a new home loan product to ensure first time buyers get on the property ladder.
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Internet shopping more popular than ever
10 June 2013 13:45
Mark Maffia
In New Zealand, people spend approximately $3.7 billion per year shopping on the Internet. About 25 per cent of the sum is going to retailers abroad.
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Plastic money on the rise
12 March 2013
Mark Maffia
Spending money electronically has risen last month by 0.8 percent – this is the highest since last August.
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Suzanne Grae about to leave New Zealand
25 February 2013
James Larkin
About 100 jobs are at risk after the fashion retailer Suzanne Grae has announced that it is about to close their shops in New Zealand
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Europe: Drastic drop in car sales
24 January 2013
Mark Maffia
Across the whole European Union the year 2012 showed the lowest demand for new cars in 17 years. Between January and December 8.2 percent less new cars had been registered
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Optimistic IMF Forecast For New Zealand
11 October 2012 18:00
Which Way to Pay
Both New Zealand and Australia are forecast to grow at twice the rate of other advanced economies next year. The IMF has slightly pulled back its forecast for the New Zealand economy, predicting it will expand 2.2% this year and 3.1% in 2013 partly thanks to rebuilding plans in Canterbury.
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New Zealand’s Economy Making Good Progress
25 September 2012 16:00
Which Way to Pay
According to a report released in Wellington by Statistics New Zealand, gross domestic product rose 0.6% in the last quarter when it expanded a revised 1%.
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Kiwi Falls As US Economy Admits It May Need Help
02 August 2012 03:00
Lucy Williams
The US Federal Reserve kept its monetary policy unchanged while acknowledging that the country’s economy may need help as a result of decelerating economic activity.
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New Zealand Business Confidence Increases
31 July 2012 02:00
Lucy Williams
A recent bank survey has shown that New Zealand’s business confidence is recovering for the first time since April as interest rates remain at record lows. A shaky global economic outlook has kept the country’s interest rates on hold.


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RBNZ Leaves Rates Unchanged
26 July 2012 02:30
Lucy Williams
The Reserve Bank of New Zealand has left its official cash rate on hold at 2.5 percent, the same rate since early 2011.
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NZ Dollar Rises On Stronger Chinese Data
24 July 2012 03:00
Lucy Williams
Statistics recently released by the New Zealand Treasury show a rebound in economic growth as a result of increasing gross domestic product gains.
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New Zealand Dollar Sees Gains Against Dollar After Bernanke Congress Meeting
19 July 2012 02:00
Lucy Williams
The US Federal Reserve Chairman Bernanke recognises how Europe is still facing serious economic difficulties and a solution for its debt crisis isn’t plausible in the near future. Bernanke has left markets contemplating the idea of further quantitative easing for global economies which are continuing to feel the strain of the global economic crisis. The New Zealand dollar however has since strengthened against the US dollar and equalised against the euro.


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New Zealand Businesses Show Growth
17 July 2012 01:00
Lucy Williams
Businesses in New Zealand’s economic capital Auckland have begun to show signs of expansion however the same cannot be said for the country’s other major cities including Wellington and Christchurch. Positive surveys have been released showing two consecutive quarters of revenue growth for Auckland businesses but on the whole New Zealand continues its struggle against the economic crisis.


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New Zealand’s Economic Recovery Isn’t Looking Promising
10 July 2012 00:00
Phoebe Robinson
The New Zealand Institute of Economic Research has posted news of pessimism within the economy. They have said that New Zealand firms have become less optimistic in the second quarter as the country’s recovery has fallen far behind expectations.


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The Kiwi Takes A Turn For The Worse
29 June 2012 23:30
Phoebe Robinson
The New Zealand Dollar dropped a cent behind the USD as the markets anxiously await any news from the European Union Summit in Brussels, Which is expected to produce results that will show how leaders plan to deal with and attempt to solve the Eurozone crisis.
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New Zealand’s Exports Decline
27 June 2012 01:30
Phoebe Robinson
The pace of Imports into New Zealand seems to have over taken the pace of exports, this contributed to the widening annual deficit of the country.
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Economy Booms
21 June 2012 16:00
Phoebe Robinson
Figures have been released which show that New Zealand’s agricultural driven economy is growing at the fastest pace in five years. It seems that good weather has fuelled milk production which has lead to an increase in dairy manufacturing.
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New Zealand’s Economic Recovery Restrained
19 June 2012 03:16am
Phoebe Robinson
Like many other countries, New Zealand’s economy has been knocked by the crisis of the single currency.
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New Zealand Primary Export Revenue Set To Fall
13 June 2012 20:00
Florence Fullalove
In its annual overview and forecasts the Ministry for Primary Industries has said that export revenues from the primary sector are forecasted to decline during this year because of falling prices.
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Study Says New Zealand Economy Is Stagnant
29 May 2012 14:00
Florence Fullalove
According to a study from the New Zealand Institute of Economic Research (NZIER), New Zealand’s economy is stagnant and looks set to struggle over the next two years because of delays to the Canterbury earthquake rebuild, reluctant consumers, slowing growth in major trading partners, and sluggish investment.
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New Zealand's Economy Expected To Gather Pace
25 May 2012 15:30
Florence Fullalove
The Organisation for Economic Co-operation and Development expects New Zealand’s economic growth to gather pace over the coming two years, thanks to lower interest rates, the rebuilding of Christchurch and comparatively strong growth in its two most important trading partners, Australia and China.
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New Zealand’s Economy Is Fourth Safest In Asia-Pacific Region
21 May 2012 16:00
Florence Fullalove
Credit reporting company Dun & Bradstreet has said that New Zealand’s economy is the fourth-safest economy in the Asia-Pacific region. According to the new research Australia is the safest economy, followed by Hong Kong and then Singapore.
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New Zealand Economy Grew 1.1% In 2011 Not 1.4%
15 May 2012 10:30am
Mark Maffia
Statistics New Zealand said today that News Zealand’s economic growth was actually slower than previously thought during 2011. While economic activity still grew 0.3% in the last quarter of last year, activity for the whole year increased 1.1% and not a previous calculation of 1.4%.
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New Zealand Coping Despite Fragile Global Economy
11 May 2012 11:00am
Victoria Wedderburn
Reserve Bank governor Alan Bollard has said the New Zealand economy has grown modestly in the past three years but remains vulnerable to a downturn in global economic and financial conditions. In its May 2012 Financial Stability Report Dr Bollard said financial market sentiment had improved since the start of the year.
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New Zealand Wage Inflation Slowing
02 May 2012 19:00
Crage Campbell
According to Statistics New Zealand, New Zealand wage inflation slowed between January and March this year leaving the overall labour costs benign enough to let the central bank keep interest rates on hold for longer.
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New Zealand's Central Bank Holds Rates
26 April 2012 19:00
Jack Stupple
The Reserve Bank of New Zealand held its official cash rate steady at 2.5%, where it has been since March last year, pointing to favourable inflation and a high local dollar.
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Prime Minister Urges Singaporean Investment In New Zealand's Economy
23 April 2012 11:00am
Victoria Wedderburn
Speaking in Singaporean, New Zealand’s Prime Minister John Key has said that New Zealand’s economy is looking up as it recovers from the Christchurch earthquake.
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New Zealand To Strengthen Ties With Indonesia
17 April 2012 22:00
Mark Maffia
Trade Minister Tim Groser says New Zealand must strengthen economic ties with fast-developing Indonesia.
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New Zealand Business Confidence Rises
12 April 2012 09:00am
Jack Stupple
The New Zealand Institute of Economic Research (NZIER) released its quarterly survey of business opinions showing that New Zealand business confidence rose in the first three months of 2012.
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New Zealand Consider Single Currency With Australia
05 April 2012 10:00am
Jack Stupple
The productivity commissions of New Zealand and New Zealand have suggested that a shared Trans-Tasman currency could lower business costs.
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IMF Outlook For New Zealand’s Economy Is Good But Not Great
03 April 2012 21:00
Florence Fullalove
The International Monetary Fund has released today its preliminary concluding statement on New Zealand’s economy. IMF mission chief to New Zealand Brian Aitken said that, “the outlook for New Zealand looks good though it’s not great.” The
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New Zealand Business Confidence Hits 7 Month Highs
30 March 2012 21:00
Victoria Wedderburn
According to a survey released by the National Bank of New Zealand, New Zealand business confidence rose to a seven month high in March.
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New Zealand Trade Surplus Continues To Contract
28 March 2012 23:00
Florence Fullalove
The annual trade surplus continued to wither last month and unfortunately this trend is predicted to continue.
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New Zealand Economy Grows 0.3%
23 March 2012 04:00am
Mark Maffia
According to Statistics New Zealand, New Zealand’s economy grew just 0.3% in the last quarter of 2011.
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New Zealand Economists Cut Growth Predictions For Economy
20 March 2012 01:00am
Florence Fullalove
New Zealand economists have cut their growth predictions over the next two years as they expect a slower and shallower recovery as the Canterbury rebuild suffers delays.
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New Zealand Government Outline Areas To Improve Economy
15 March 2012 05:00am
Florence Fullalove
The New Zealand Government have outlined six areas that it says are pivotal to build a more productive and competitive economy over the next three years.
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New Zealand Dollar Falls On US Economy Data
12 March 2012 13:00
Crage Campbell
The New Zealand dollar extended losses through local trading as strong US data on Friday dimmed expectations.
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Lousy Weather Boosts New Zealand’s Economy
06 March 2012
Which Way to Pay
The bad weather seen across New Zealand this summer has actually been a blessing in disguise for local farmers, as the wet weather has boosted agricultural output to reach 10 year record highs.
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Trade With China Important For New Zealand’s Economy
28 February 2012
Which Way to Pay
The significance of New Zealand's trade with China has been stressed today by the Wellington Employers Chamber of Commerce.
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Falling Revenues In New Zealand’s Economy
20 February 2012
Which Way to Pay
The New Zealand Government’s fiscal deficit for the six months of the 2011/12 fiscal year was much worse than expected thanks to a lower than forecasted tax take.
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New Zealand Rugby World Cup Boosts Tourist Spending
15 February 2012
Which Way to Pay
According to a report by the Ministry of Economic Development, the Rugby World Cup boosted tourist spending in New Zealand as people visiting the country for the tournament spent about $390 million.
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New Zealand's Credit Card Spending Rises
13 February 2012
Which Way to Pay
According to Statistics New Zealand, spending on credit and debit cards in January rose last month as total transactions advanced 1 % to $5.45 billion, with more money being spent across all industries.
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New Zealand's Economic Outlook Worsens
08 February 2012
Which Way to Pay
According to the Treasury Department, New Zealand’s economic prospects have deteriorated surround concerns of the worsening debt crisis in Europe.
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Key Launches New Zealand China Strategy
03 February 2012
Which Way to Pay
New Zealand's dealings with china have been given clear direction in the form of a 5 year plan that has been called the New Zealand China Strategy, the first of its kind.
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New Zealand Dollar Drops After 4 Month High
01 February 2012
Which Way to Pay
The New Zealand Dollar has weakened after a 4 ½ month high against US dollar but the kiwi dollar achieves new highs against the Euro.
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New Zealand Annual Inflation Falls Unexpectedly
20 January 2012
Which Way to Pay
In the December quarter of 2011 New Zealand’s annual inflation fell unexpectedly according to Statistics New Zealand. The latest national consumer price index fell 0.3% to be 1.8% higher than a year ago, the first decline in two years.
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New Zealand Businesses Feeling Confident For 2012
04 January 2012
Which Way to Pay
The Grant Thornton International Business Report has shed light on the growing optimism felt in New Zealand concerning business confidence and forecasts for the year ahead.
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Kiwis Not Parting With Cash
06 December 2011
Which Way to Pay
According to the latest spending figures from Paymark, New Zealanders are keeping their purse strings tight throughout the run up to Christmas. The figures show that the build up to Christmas did begin last month, it was a "slight intermission breaking up the busy Rugby World Cup period and the pending Christmas rush''.
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Auckland Building Consents Rise by 11%
30 November 2011
Which Way to Pay
Building consents across New Zealand bounced back last month, seeing a plethora of new construction intentions in the residential property market in Auckland. Increasing at a seasonally adjusted rate of 7.1%, the amount of new homes, excluding apartments, were up 1,123 in October.
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New Zealand Trade Deficit Smaller Than Expected
24 November 2011
Which Way to Pay
The trade deficit in October was smaller than expected, helped by exporters shipping bigger volumes of meat and crude oil. The actual deficit was $282 million for October was nearly half of the expected $450 million by a survey of economists done by Reuters.
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New Zealanders Make the Most of Strong Dollar Online
17 November 2011
Which Way to Pay
Although the strong New Zealand dollar is a disadvantage for exporters, online shoppers across the country are taking advantage of it by trawling foreign websites for great deals. DHL Express, the freight delivery operator, has reported exponential growth in the number of deliveries from abroad.
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October Sees Manufacturing Slump
10 November 2011
Which Way to Pay
Manufacturing across New Zealand contracted throughout October to the lowest level seen since June 2009. The drop has been attributed to business being distracted by the Rugby World Cup as well as the construction sector slowing down.


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New Zealand Oil & Gas Inject Another $5 Million into Pike River
17 October 2011
Which Way to Pay
New Zealand Oil & Gas (NZOG)has pledged to invest another $5 million into the coal mine, Pike River, in which they own the largest number of shares. The money is needed to cover the cost of mine stabilisation following warnings from the receivers that working capital had been used up.
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Card Stats Flat Regardless of Rugby World Cup
11 October 2011
Which Way to Pay
According to Statistics New Zealand, credit and debit card use was only slightly up across the country despite the Rugby World Cup.
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False Architect Claims Increase House Prices
05 October 2011
Which Way to Pay
The real estate industry has once more come under scrutiny following accusations that some real estate agents are falsely claiming that houses have been designed by architects to increase their value. Following an investigation by The Real Estate Agents Authority, 2 Hamilton real estate agents have been found guilty of unsatisfactory conduct.
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Phone Card Company Mislead Customers
29 September 2011
Which Way to Pay
One of New Zealand’s biggest calling card providers has admitted to providing misleading data to customers about its calling charges. Compass Communications was charged on five different counts by the Commerce Commission under the Fair Trading Act over issues relating to several of the company’s phone cards.
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NZ Dollar May Keep Falling
26 September 2011
Which Way to Pay
The New Zealand dollar is set to see further declines as investors’ confidence takes yet more hits as the IMF are slow to make progress on a plan to tackle the worsening debt crisis in Europe. Some economists and market strategists predict that the NZ dollar will fall further as more bad news comes from the eurozone.
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Tourism Sector Must Prepare for Chinese Boom
21 September 2011
Which Way to Pay
Tourism New Zealand is urging the tourism industry throughout New Zealand to improve services in anticipation of a boom in visitors from Asia over the next few years. The rising middle class in China, along with fast economic growth, are expected to see Chinese tourists outstrip holiday spending from the US and the UK with a whopping $604 million expected to be spent on travelling in 2013. The number of visitors is predicted to overtake those from the US and the UK by 2014.
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Interest Rates Could be Pushed Higher by Debt Crisis
15 September 2011
Which Way to Pay
The Reserve Bank Governor, Alan Bollard, has said that New Zealand’s banks may be forced to hike interest rates if the global financial markets continue to suffer and keeps increasing funding costs, even without a monetary tightening policy.
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House Prices in Christchurch to Skyrocket
12 September 2011
Which Way to Pay
Labour leader, Phil Goff, has warned Christchurch residents that house prices in the city are going to skyrocket. Homeowners in the city, which was badly hit by the earthquake in February, who may already have lost out through the buyout offer from the Government, are set to take another hit from the elevated prices.
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New Rules for Student Loans
08 September 2011
Which Way to Pay
Parliament has witnessed the tabling of new legislation regarding the repayment of student loans. The new plans aim to improve the rate of repayment on student loans taken out in New Zealand.
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NZ’s Fastest Growing Region Revealed
07 September 2011
Which Way to Pay
Auckland is still New Zealand’s fastest growing region largely as a result of a strong housing market. The “Super City” retains its place at the top ahead of Waikato and the Bay of Plenty who were tied in second place on the back of a recovery in retail sales and an improved housing market.
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Taxpayer’s Quake Bill Still Rising
06 September 2011
Which Way to Pay
Prime Minister John Key revealed that subsequent to a High Court decision late last week, the taxpayer’s share of the $29.5 billion bill for rebuilding Christchurch is set to rise yet again. It is anticipated a further $1 billion of taxpayer’s money will be required.
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No Growth in US Job Market
05 September 2011
Which Way to Pay
Amidst already sagging consumer confidence, the US Government revealed further bad news regarding the economy after a report confirmed no growth in the job sector during August. This news marks the first period in 10 months that the world’s largest economy has not produced net growth in nonfarm payrolls.
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Lanzatech Secure US Govn Funding for Jet Fuel Bio-Product
02 September 2011
Which Way to Pay
American government funding has been secured by Auckland-based bio-fuels pioneer Lanzatech who can now further their explorations into a “drop-in” fuel replacement for conventional jet fuel.
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MediaWorks Not For Sale
01 September 2011
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The partner of Australian private equity firm Ironbridge Capital, Mike Hill has released a statement quelling market suspicion that its New Zealand television and radio business, MediaWorks is up for sale. Ironbridge was explicit that contrary to market talk, it was not in discussion with pay TV operator Sky Network TV.
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Telecom Chief Executive Quits
31 August 2011
Which Way to Pay
After nearly five years as CEO of Telecom, Paul Reynolds will leave the company in 2012. However, Reynolds will lead the company through the demerger with Chorus in November amidst a search for a new chief executive to direct the company from the 2012/13 financial year.
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Quake Cost Estimate To Dramatically Increase?
30 August 2011
Which Way To Pay
At the moment, the Earthquake Commission’s quake cost blow out is from $4 billion to $7.1 billion. However there is a continual debate going on with many suggesting that the estimate of the cost of the Canterbury quakes will go even higher.
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Kiwiwbank Profit Halves
25 August 2011
Which Way to Pay
The annual profit of Kiwibank has fallen by 54% to $21.2 million in comparison to last year’s profit after tax of $45.8 million. The $24.6 million tumble marks the fact that demand for bad debt has surged more than four times what it was as upon June 2010.
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MAF Job Cuts Threaten Other Industries
24 August 2011
Which Way to Pay
The Government’s bid to save money resulted in the merging of fisheries management back into the Ministry of Agriculture and Forestry earlier this year. This morning employees were warned of cuts which will be adopted in October when the company is set to restructure. As a result, 466 jobs (189 in Wellington alone) will be cut. However, it is anticipated that the merger will also create 225 new positions. The Public Service Association (PSA) also warned that the folding of the fisheries independency could threaten some of New Zealand’s most important industries.
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Goldman Sachs Chief Hires Top Lawyer
23 August 2011
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Goldman Sachs shares fell sharply today alongside the news that its chief executive, Lloyd Blankfein, has hired a top defence lawyer.
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Market Volatility Set to Continue; Investors Turn to Gold
22 August 2011
Which Way to Pay
The chief executive of the Australian Stock Exchange (ASX), Robert Elstone says investors should expect sharemarket volatility to continue alongside the rise in food and energy prices to the background of developing nation public debt. With the threat of global depression infecting markets, investors are flocking to gold, sending it to the latest of a series of records.
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Wall Street Shares Slump
17 August 2011
Which Way to Pay
The catalyst for today’s slump on Wall Street was the plunging share prices of the world’s No.2 PC maker, Dell Inc. Dell cut its sales forecast yesterday after the market closed in response to consumers, governments and companies reducing their spending on technology. Dell shares plunged more than 9% subsequent to reducing its full-year revenue growth outlook to between 1-5% from the earlier 5-9% forecast.
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First Payout for Bridgecorp Investors
18 August 2011
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The 14,000 or so beleaguered investors in Bridgecorp are set to receive their first paltry payout subsequent to the collapse of the company run by property financier Rod Petricevic four years ago. When Bridgecorp collapsed on July 2, 2007 and was placed into receivership by the trustee Covenant Trustee Company, it owed it’s investors about $459 million.
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Core Assets of SC Finance to go Offshore
16 August 2011
Which Way to Pay
The rural, commercial and consumer loans which comprise South Canterbury’s core assets are to be sold to the Japanese investment bank Nomura. Furthering this, it is rumoured that the assets were sold at steep discount to the book value.
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Service Sector Supports Economic Growth
15 August 2011
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The New Zealand service sector has shown enough momentum to resist the latest bout of global financial volatility. Service sector growth has been witnessed for the sixth consecutive month this July.

Figures released from Business NZ (BNZ) Performance of Services Index (PSI) slipped 0.2 points to 54.5 in July. Growth in the sector was further underpinned by the fact that new orders extended gains to 58.6 where supplier delivery rose 0.9 points to 52.

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Consumer Confidence at New Highs
11 August 2011
Which Way to Pay
This August, New Zealand consumer confidence has reached a new 7-month high. Therefore, despite the volatile financial markets, there is reason to believe that Kiwi employment may be picking up and in so doing fuelling people’s appetite to spend.
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Date of the Official Cash Rate Set to Change
10 August 2011
Which Way to Pay
BNZ economist Stephen Toplis and Westpac’s chief economist Dominick Stephens have forecasted that the Reserve Bank’s next Official Cash Rate (OCR) will be in December rather than the previously predicted September. This change in outlook can be seen as a direct response to the current turmoil in global financial markets.
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NZ Dollar Decline
09 August 2011
Which Way to Pay
As Wall Street sinks, the New Zealand dollar extends its decline against the greenback subsequent to the US downgrade causing a slump in global equity and commodity markets. Investors are now looking to limit their risk exposure causing western equity markets to fall sharply in a continuation of the selloff that commenced in Asia yesterday.
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NZ Stocks Stabilise after Initial Fall
08 August 2011
Which Way to Pay
The New Zealand stock exchange closed with a decrease in shares by 2.78% today which was up earlier sharp falls this morning. The instability in the market reflects Standard & Poor's downgrade of the U.S. sovereign credit rating from top-notch AAA to AA+. This comes as yet another blow to the struggling U.S. economy and heightens fears that the world's number one economy may be headed back into recession.
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NZ Dollar Falls Following Intervention of Central Banks
04 August 2011
Which Way to Pay
Global currency trade markets were convulsed by central bank intervention effecting afternoon trade and resulting in the New Zealand dollar falling more than 1 USc to 85.3 USc today.

Following lunch, an intervention by the Bank of Japan pulled the yen lower stoking the resultant dramatic fall in the local currency vs the US dollar.

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Houses for Sale in Auckland Lowest in a Decade
03 August 2011
Which Way to Pay
Homeowners in Auckland have put 1050 new properties up for sale last month, the lowest number in a decade according to the real estate agent Barfoot & Thompson.
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Inflation Outpaces Consumer Wages
02 August 2011
Which Way to Pay
According to a Reuters survey of economists, wages in New Zealand grew at a slower pace than headline inflation as the labour cost index fell short of the 0.5% predicted. The labour cost index rose 0.4% in the three months ending June 30, with state sector staff getting smaller pay increases than their private sector counterparts according to Statistics New Zealand data. The figures support the central bank’s view that consumer price index changes shouldn’t justify a reason to hike pay rates.
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NZF Money Calls for Receivers
22 July 2011
Which Way To Pay
The NZF Group has announced that the board of its property lending subsidiary – NZF Money – have asked that a receiver is appointed by their trustee, Covenant Trustee Company.
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Kiwis Will Struggle to Meet Credit Payments
20 July 2011
Which Way to Pay
The latest Dun & Bradstreet Consumer Credit Expectations Survey, which canvassed 1010 people revealed that almost a third of Kiwis envisage difficulties meeting credit obligations in the September quarter. The survey, which asked people to comment on credit usage expectations, history and spending, highlighted Christchurch residents to be under the greatest financial strain.
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Government wants To Buy Quake Damaged Buildings In Christchurch
27 June 2011
Which Way To Pay
The New Zealand government has made it clear that it wants to purchase thousands of the most badly damaged houses in Christchurch so that they can be demolished.
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Quakes will affect tourism sector warns Goldman Sachs
31 March 2011
Which Way To Pay
Goldman Sachs & Partners New Zealand have undertaken new research which confirms that the recent quakes will have a short but significant effect on New Zealand’s economy.
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Welcome to Which Way To Pay New Zealand!
24 March 2011
Which Way To Pay
Welcome to the site! Which Way To Pay New Zealand is an independent financial comparison and review service. We provide unbiased information on a range of Australian financial products – Loans, Investment Trading, Currency Exchange, Insurance, Money and more.
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