Looking after a pet can become expensive. Even standard veterinary treatments can start to take their toll on your cash flow, which is why a pet insurance plan is wise. Whether you have a dog, cat or horse there are now many excellent pet providers available in New Zealand. A pet plan could deal with many thousands of dollars of pet care costs, including health insurance. You may even benefit from discounts on additional pets if you insure with the same provider. Take your time to weigh up the different features of each policy. Ready to apply? Click on the blue More Info button. It is very important that you read the terms and conditions of the pet insurance covered offered in order to ensure that your pet is covered in exactly the way in which you want.
Compare Pet Insurance
Make sure you choose the right Pet Insurance policy for you and your pet.
Do you need Pet Insurance?
For those of you that have a pet you will understand how cats and dogs alike have become part of the family. Therefore many pet owners want to give their pets their own health insurance coverage. Veterinary treatment can be very expensive. If your pet were to have an accident or needed emergency medical treatment it can cost you a lot of money. This is where Pet Insurance comes in.
What does Pet Insurance cover?
The most basic form of pet insurance covers emergency situations such as accidents, including car accidents or dog attacks, also it covers accidental poison ingestion, foreign objection ingestion, X-rays and surgeries necessary for any of the conditions mentioned earlier. On top of this if offers additional medical treatment is often also included for any of the above-mentioned conditions.
Finding the right policy for your pet
There are many different types of life insurance policies available on the market. With so many to choose from it is important that you take the time to research and compare the market which you can do in the table above
Bear in mind the amount you will pay for the insurance depends on a range of factors including your pet's age and its pedigree. You will find that the older your pet, the more expensive your policy will be.
How much will it cost?
The cost of your pet insurance will be determined by many factors, mainly your pets age, health, breed and where you live in New Zealand. The older your pet, the higher the cost of your insurance. Always watch out for excess payments which will need to be made when you make a claim.
Watch out for what is not covered
As with all insurance policies, there are different levels of cover. For this reason you should ensure that you make yourself aware of any terms and conditions before you take out the policy. Common exclusions to look out for include existing conditions, hereditary conditions and routine checkups. Very few polices will pay out for routine checkups, vaccinations or worming. It is however, very important that you keep up to date with these treatments.
When researching what insurance policy you should take out you must ensure that you are aware of any excess payments, terms and conditions and the monthly premiums. Always seek independent advice if you are in any doubt. Remember, what is suitable for your friends and family might not be suitable for you.
12 August 2013
Which Way To Pay
In this day and age, pet insurance is an expense that you think you can do without. Have you really thought about what might happen if you need it though?
09 April 2013
If one does not own a pet one can't imagine how much an animal becomes a real member of the family Ė and it goes without saying that one wants to do anything possible to ensure a happy and healthy life for one's four-legged friends.
30 July 2012 04:00
If you love your pet, as most of us do then pet insurance is something all of us with a furry friend at home should consider. Pet insurance can offer security with unexpected bills, but similarly to human health insurance, it can also be an unnecessary expense that you may not even draw on.
01 September 2011
Which Way to Pay
As a pet owner, you always face the risk of your beloved animal needing costly veterinary treatment, but this neednít cost your wallet too! As a nation of animal lovers, itís really important to get pet insurance; to avoid being presented with a very difficult decision should your animal need treatment which you cannot afford.