Reward Credit Cards

A reward credit card offers a credit card with a bit more. Reward credit cards are growingly popular in New Zealand and Australia, because they offer a way of collecting benefits for spending money. By using the card to pay for purchases in certain shops, retailers and services, you could gather valuable bonuses such as air miles, hotel visits, cheaper petrol or shopping vouchers. Use the chart to see what rewards are on offer with each card, but don't just stop there. Check what other features the card has. Can it offer other good benefits, or is the rate high? Will you be charged extra for the beneficial features the card offers? Take your time and when you are ready to make an application, just click on the blue More Info button.

If you wish to speak to someone: Contact Us or Enquiry Line: +64 4 8319523

COMPANYISSUER

ISSUER

Card Issuer

APR

APR

The term annual percentage rate describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate

FEES

FEES

Fees included with the cards

CREDIT LIMIT

CREDIT LIMIT

The limit of credit offered to you by the credit card provider

CHIP AND PIN

CHIP AND PIN

Chip and Pin facility available

CASHBACK

CASHBACK

Is cashback available on purchases

CASH ADVANCES

CASH ADVANCES

Cost to withdraw cash up to a certain limit

BALANCE TRANSFER

BALANCE TRANSFER

A credit card balance transfer is the transfer of the balance (the money) in a credit card account to an account held at another credit card company

NEW PURCHASE

NEW PURCHASE

A purchase rate is the interest rate charged on regular purchases put on a credit card. It differs from a cash advance rate in that it is lower because banks and issuers view regular purchases as less risky

REWARDS

REWARDS

Rewards available

MORE INFO

Kiwi Bank Go Fly Standard Credit Card
Kiwi

Mastercard18% p.a.$28 every 6 monthsFrom $1,000YesN/A21% p.a.4% (6 months)18% p.aRewards

Rewards

1 Airpoints Dollar per $150 spent on Go Fly Credit Card. Airport Advance: Up to 50 Airpoints Dollars.Two Koru Lounge complimentary passes per $15,000 spend on your Go Fly Credit Card in any 12 month period.

Kiwi Bank Go Fly Standard Credit Card
With the Kiwi Bank Go Fly Standard Credit Card you get a fantastic interest rate of 18.90% p.a on purchases as well as gaining access to Go Fly Thursday and Airports Family which means you can redeem your Airpoints Dollars faster by combining them with your families. Before you apply for this credit card please ensure that you carefully read the terms and conditions in order to ensure that you fully understand your financial obligations. Credit cards are serious financial products and must be taken seriously. DETAIL INFORMATION >>Services

Services

Exclusive access to Go Fly Thursday grabaseat deals.


Advantages

Advantages

1. 18.90% p.a
2. 1 Airpoints Dollar per $150 spent on Go Fly Credit Card.
3. Up to 44 interest free days.
4. You get xxclusive access to Go Fly Thursday grabaseat deals.
5. You get two Koru Lounge complimentary passes per $15,000 spend on your Go Fly Credit Card in any 12 month period.
6. Optional credit card repayment insurance.
7. MasterCardTM Applause.
8. No Airpoints joining fee or Airpoints annual account fee (for you and your Airpoints Family members.


Disadvantages

Disadvantages

1. You will have to pay $28 account fee every 6 months.
2. You will have to get $1000 minimum credit.

If you wish to speak to someone: Contact Us or Enquiry Line: +64 4 8319523

Compare Reward Credit Cards

Earn rewards as you spend with a Reward Credit Card?

What is a Reward Credit Card?

If you want a credit card that can give you additional benefits you might want to consider getting a rewards credit card. With a reward card, not only does the card give you a line of credit, it also gives you many extras and rewards just for using the card. You can earn multiple rewards for your everyday purchases.

What rewards can you earn?

There are a variety of reward programmes on the market. You can earn cash back as you spend or airmiles, hotel discounts and hundreds of other vouchers and offers. With some cards you earn points which you can redeem for any number of rewards from theatre or cinema tickets, gift cards and discounts on fuel. With a rewards credit card you earn every time you spend and so ultimately, the more you spend the bigger the rewards.

Do I qualify?

Some cards may have additional specific eligibility criteria You will usually have to be over 18 to take out a reward credit card. You will also find there can be a minimum income required and you must have a South African bank account and permanent address. t is unlikely that you will be able to take out one of these cards if you have a bad credit history.

What are the risks?

Reward credit cards are best suited to those who use the credit wisely and pay off the balance each month. This is because the interest that you will pay on your outstanding debt can outweigh the value of any reward. You don’t want to end up spending more on fees and interest charges than benefitting from the rewards. These cards can be great for people who are regular shoppers but they are not suited to people who rarely use their credit cards.

Reward credit cards encourage spending because the more you spend the more rewards you will earn so you need to be careful.

Finding the best Reward Credit Card?

Use the table above to search for the right card for you. You can compare offers side by side to determine which card is best for your finances.

Once you have found the card that best suits you, make sure you read the terms and conditions fully.

Reward Credit Cards - Latest News News and Charts

Get Extra Benefits With A Reward Credit Card

23 August 2012 14:00
Which Way to Pay

Have you considered getting a credit card that rewards you every time you use it? Reward credit cards are becoming increasingly popular as a way of having extra benefits but still using a normal credit card.

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Reward Yourself With A Reward Credit Card

27 June 2012 15:30
Phoebe Robinson

If you’re good at making monthly paybacks to your bank then why not look into getting a reward credit. A reward credit is like a normal credit card but with some handy extras that could make your life that little bit more luxurious.

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Earn Airmiles As You Spend With Reward Credit Cards

18 April 2012 05:00am
Jack Stupple

A reward credit card essentially is used the same as any standard credit card. However, there is one big difference. Reward card providers offer incentives just for using them.

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Get a Reward Credit Card Today!

17 October 2011
Which Way to Pay

Credit cards are a great way to borrow money, keep your finances running smoothly and improve your credit rating, making borrowing money easier. But have you ever considered getting a reward credit card?

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Why Get a Credit Card?

29 September 2011
Which Way to Pay

Most New Zealanders have credit cards. This is for a very good reason as credit cards have lots of extremely useful features. Here are 5 reasons why a credit card could make your finances run more smoothly.

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