Savings Accounts

Saving money, it may come easier to some of us than others, but even those who find it easier to give out than save cash can find a good savings account with a bit of patience and a comparison service such as this! A savings account provides a useful and relatively secure way of putting money aside for the future. Of course there are many types of savings accounts available and these offer different features which might be beneficial to you and your money. For instance you may prefer a fixed term account which could 'lock' your money away for a set period and benefit from a fixed interest rate. Or you may want a more flexible option, the choice is yours! Please make sure that you read the terms and conditions carefully before you invest in a savings account.

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COMPANY	ACCOUNT ACCOUNT Account name	TYPE TYPE Account type	INTEREST APY INTEREST APY Annual Percentage Yield	INTEREST GROSS INTEREST GROSS Gross interest is the annual rate of interest which is paid without the deduction of lower rate tax to eligible individuals and certain organisations	PAID PAID How often interest is paid on account	ACCESS ACCESS How account can be accessed	MINIMUM INCOME MINIMUM INCOME Minimum amount in account	CONDITIONS CONDITIONS Conditions for investor	WITHDRAWAL ACCESS WITHDRAWAL ACCESS Where you can withdraw money from	FEATURES FEATURES Account features	MORE INFO
ANZ Serious Saver	Serious Saver	Savings Account	Up to 3.25% p.a.	Up to 3.25% p.a.	Monthly	Online, Branch, Post, Tel	$0.00	Your must be a resident of new Zealand	Online	Features Free Banking: Debit Card: Cheque Guarantee Card: Standing Orders: Direct Debit: Overdraft Facility: Account Manager: You get bonus interest when you make a deposit of $10 or more (not including credit interest) and make no withdrawals during your account's monthly key date cycle (note that the deposit has to be a single payment – for example, two deposits of $5 don’t count).
ANZ Serious Saver	If you save at least $10 (as a single deposit) during your account’s key-date cycle each month (and don’t make withdrawals) ANZ will reward you with a bonus interest rate and you will go into a draw to win cash prizes. Receive interest on every dollar. DETAIL INFORMATION >>										Services Services Interest on every dollar Advantages Advantages 1. Interest on every dollar 2. Bonus interest each month (when you deposit at least $10 during your account’s key-date cycle each month (not including credit interest) and make no withdrawals) 3. A chance to win each month - there’s a top prize of $10,000, plus 90 prizes of $1,000 to be won. Disadvantages Disadvantages 1. You cannot make any withdrawals to receive the bonus interest rate. 2. You can make one free withdrawal in your account's monthly key date cycle – after that, you pay $5 for each withdrawal.

If you wish to speak to someone: Contact Us or Enquiry Line: +64 4 8319523

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Compare Savings Accounts

Whatever you want to save for make sure you choose the right account.

The importance of saving

People put money away for any number of reasons. You might want to save for something in specific like a house, car, a holiday or wedding, your children’s future. It could be that you want to put some money way so you are covered should anything unexpected happen like you lose your job or need to pay for emergency home or car repairs.

If you want to put money aside then a savings account is where you can safely put your money, where it will earn interest over time. Savings accounts are bank accounts that people use, first and foremost, for keeping excess money safe. Savings accounts are a really easy way of growing your personal fortune and there is little risk involved.

The interest rates

One of the most important factors to consider is the interest rate that you will earn on your money and this should be priority. You need to shop around for a savings account that offers the best interest rates. Think about whether you want a fixed interest rate or if you don’t mind for it to vary. You may also be given the decision as to whether you want the interest paid monthly or annually.

Finding the right account for your money

You need to find an account that suits you so you will get the most out of your money. When choosing an account consider firstly how much you want to save for, for how long and how much money you can afford to save on a monthly basis. Also watch out for any fees for using the account as some providers may charge you for withdrawing cash from a cash machine or an annual fee just for using the account.

Make sure you compare different savings accounts before you decide on the right one for you. Use the table above to help you.