WESTPAC ACCESS BANK ACCOUNT
Westpac Access Bank Account (Transaction Account)
        
With the Westpac Access Bank Account you can choose to pay either a flat monthly fee or you can pay your bank fees as you go. You get lower fees the more your have in your Westpac account. With your account you also get an ATM/EFTPOS card to access your money as well as an overdraft option.
Location: New Zealand
Account Name: Transaction Account
Advantages:
1. Flexible payment option: either pay a flat monthly fee for electronic and manual transactions, or
2. Pay as you go for each transaction you make.
3. You can get lower everyday bank fees if you have $25,000 or more with Westpac (in savings, a home loan or term deposit)
4. Get a Westpac ATM/EFTPOS card to access to your money.
5. Get a more personal service at any of the Westpac branches nationwide.
6. You get automatic registration to use phone banking and Online Banking.
7. Apply for an overdraft (normal lending criteria will apply).
8. Receive statements monthly, to help you keep track of your account
9. You are able to arrange a 'sweep' facility to automatically move money into or out of your account.
10. Get online! Do almost all your banking and pay bills using phone banking or Online Banking.
Disadvantages:
1. There are fees for the running of the account.
Services:
Personal service at any of the Westpac branches nationwide.

Interest APY: 0.00% p.a.Interest Gross: 0.00% p.a.
Interest Paid: MonthlyMinimum Income: $0.00
Overdraft Rate: $5.00 per month
Banking Charges: $8.00 Overseas Withdrawal
Service Charges: $9.95
Account Access: Online, Branch, Phone
Withdrawal Access: Instant

Free Banking: NoDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: YesOverdraft Facility: Yes
Account Manager: Yes

Conditions:
Your must be a resident of New Zealand
Features:
Pick between Pay as you go or Flat Monthly Fee. Pay as you go is free except for 0.40c Electronic Transaction Fee and 0.55c Manual Transaction Fee. Flat Monthly fee goes from $9.95 to $0 depending on how much money you have in the account.
Introductions and Offers:
Total business $100,000 or more: No account fees.
Terms and Conditions:
All fees are regularly reviewed and subject to change without notice. Some other service fees may apply from time to time.
        
REVIEWS
Westpac Access Bank Account (Which Way To Pay NZ - 15/8/2013)
Westpac Access Bank Account is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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